/* ===== Шрифт Golos Text (self-hosted, без внешних запросов) ===== */
@font-face{font-family:'Golos Text';font-style:normal;font-weight:400;font-display:swap;src:url('/assets/fonts/golos-text-cyrillic-400-normal.woff2') format('woff2');unicode-range:U+0301,U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116}
@font-face{font-family:'Golos Text';font-style:normal;font-weight:500;font-display:swap;src:url('/assets/fonts/golos-text-cyrillic-500-normal.woff2') format('woff2');unicode-range:U+0301,U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116}
@font-face{font-family:'Golos Text';font-style:normal;font-weight:600;font-display:swap;src:url('/assets/fonts/golos-text-cyrillic-600-normal.woff2') format('woff2');unicode-range:U+0301,U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116}
@font-face{font-family:'Golos Text';font-style:normal;font-weight:700;font-display:swap;src:url('/assets/fonts/golos-text-cyrillic-700-normal.woff2') format('woff2');unicode-range:U+0301,U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116}
@font-face{font-family:'Golos Text';font-style:normal;font-weight:400;font-display:swap;src:url('/assets/fonts/golos-text-latin-400-normal.woff2') format('woff2');unicode-range:U+0000-00FF,U+2013-2014,U+2018-2019,U+201C-201D,U+2020-2022,U+2026,U+2039-203A,U+20BD,U+2122,U+2197,U+2212,U+2713}
@font-face{font-family:'Golos Text';font-style:normal;font-weight:500;font-display:swap;src:url('/assets/fonts/golos-text-latin-500-normal.woff2') format('woff2');unicode-range:U+0000-00FF,U+2013-2014,U+2018-2019,U+201C-201D,U+2020-2022,U+2026,U+2039-203A,U+20BD,U+2122,U+2197,U+2212,U+2713}
@font-face{font-family:'Golos Text';font-style:normal;font-weight:600;font-display:swap;src:url('/assets/fonts/golos-text-latin-600-normal.woff2') format('woff2');unicode-range:U+0000-00FF,U+2013-2014,U+2018-2019,U+201C-201D,U+2020-2022,U+2026,U+2039-203A,U+20BD,U+2122,U+2197,U+2212,U+2713}
@font-face{font-family:'Golos Text';font-style:normal;font-weight:700;font-display:swap;src:url('/assets/fonts/golos-text-latin-700-normal.woff2') format('woff2');unicode-range:U+0000-00FF,U+2013-2014,U+2018-2019,U+201C-201D,U+2020-2022,U+2026,U+2039-203A,U+20BD,U+2122,U+2197,U+2212,U+2713}

:root{
  --navy:#0c2f63; --navy-2:#1450a0; --navy-d:#071f44;
  --teal:#12a89e; --teal-d:#0c7e76; --teal-l:#e6faf7;
  --bg:#f5f8fd; --surface:#ffffff;
  --ink:#0f2038; --muted:#5b6b86; --line:#e7edf6;
  --danger:#d23a2b; --danger-bg:#fdeeec;
  --r:14px; --r-lg:20px; --r-xl:28px; --r-pill:999px;
  --sh-sm:0 1px 2px rgba(12,47,99,.05),0 2px 6px rgba(12,47,99,.06);
  --sh-md:0 6px 18px rgba(12,47,99,.08),0 2px 6px rgba(12,47,99,.05);
  --sh-lg:0 18px 44px rgba(12,47,99,.14),0 6px 14px rgba(12,47,99,.07);
  --sh-teal:0 16px 36px rgba(18,168,158,.28);
  --wrap:1140px;
  --font:'Golos Text',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.62;font-size:17px;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
h1,h2,h3{margin:0;font-weight:700;line-height:1.12;letter-spacing:-.02em;color:var(--ink)}
h1{font-size:clamp(32px,5vw,52px)}
h2{font-size:clamp(26px,3.4vw,38px)}
p{margin:0}
a{color:var(--navy-2);text-decoration:none}
a:hover{color:var(--navy)}
img,svg{max-width:100%}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 22px}
.sec{padding:72px 0}
.sec__head{max-width:720px;margin:0 0 36px}
.sec__eyebrow{display:inline-block;color:var(--teal-d);background:var(--teal-l);font-weight:600;font-size:13px;letter-spacing:.04em;text-transform:uppercase;padding:6px 14px;border-radius:var(--r-pill);margin-bottom:16px}
.sec__sub{color:var(--muted);margin-top:14px;font-size:18px}

/* ===== buttons ===== */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border:1px solid transparent;border-radius:var(--r);padding:13px 24px;font-size:16px;font-weight:600;font-family:inherit;cursor:pointer;transition:transform .18s cubic-bezier(.2,.7,.3,1),box-shadow .18s,background .18s;text-decoration:none;white-space:nowrap}
.btn--lg{padding:16px 30px;font-size:17px}
.btn--primary{background:linear-gradient(180deg,#13539f,#0c2f63);color:#fff;box-shadow:var(--sh-md)}
.btn--primary:hover{color:#fff;transform:translateY(-2px);box-shadow:var(--sh-lg)}
.btn--accent{background:linear-gradient(180deg,#16b9ad,#0e8a81);color:#fff;box-shadow:var(--sh-md)}
.btn--accent:hover{color:#fff;transform:translateY(-2px);box-shadow:var(--sh-teal)}
.btn--ghost{background:var(--surface);color:var(--navy);border-color:var(--line);box-shadow:var(--sh-sm)}
.btn--ghost:hover{color:var(--navy);transform:translateY(-2px);box-shadow:var(--sh-md);border-color:#d4deec}
.btn[disabled]{opacity:.55;cursor:default;transform:none!important}

/* ===== header ===== */
.hdr{position:sticky;top:0;z-index:50;background:rgba(245,248,253,.7);backdrop-filter:saturate(180%) blur(14px);-webkit-backdrop-filter:saturate(180%) blur(14px);border-bottom:1px solid transparent;transition:.25s}
.hdr.scrolled{background:rgba(255,255,255,.86);border-bottom-color:var(--line);box-shadow:0 4px 20px rgba(12,47,99,.06)}
.hdr__inner{display:flex;align-items:center;gap:24px;height:72px}
.hdr__logo{display:flex;align-items:center;gap:10px;font-weight:700;color:var(--navy);font-size:20px;letter-spacing:-.01em}
.hdr__logo:hover{color:var(--navy)}
.hdr__nav{display:flex;gap:28px;margin-left:auto}
.hdr__nav a{color:var(--ink);font-size:15px;font-weight:500;position:relative}
.hdr__nav a::after{content:"";position:absolute;left:0;right:100%;bottom:-6px;height:2px;background:var(--teal);transition:right .25s;border-radius:2px}
.hdr__nav a:hover{color:var(--navy)}
.hdr__nav a:hover::after{right:0}
.hdr__cta{margin-left:4px}

/* ===== hero ===== */
.hero{position:relative;overflow:hidden;padding:76px 0 64px;background:radial-gradient(900px 460px at 78% 8%,#e4effb 0%,rgba(228,239,251,0) 60%),linear-gradient(180deg,#eaf2fc 0%,var(--bg) 70%)}
.hero::before{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(18,168,158,.14),rgba(18,168,158,0) 70%);pointer-events:none}
.hero__inner{position:relative;display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.hero__sub{color:var(--muted);font-size:19px;margin:20px 0 30px;max-width:540px}
.hero__cta{display:flex;gap:14px;flex-wrap:wrap}
.hero__badges{display:flex;gap:10px;flex-wrap:wrap;margin-top:26px}
.hero__badges span{display:inline-flex;align-items:center;gap:7px;background:var(--surface);border:1px solid var(--line);box-shadow:var(--sh-sm);color:var(--ink);font-size:14px;font-weight:500;padding:8px 14px;border-radius:var(--r-pill)}
.hero__badges b{font-weight:600}
.hero__badges .ch{color:var(--teal-d)}
.hero__art{display:flex;justify-content:center}
.hero__art svg{width:100%;max-width:490px;height:auto}

/* ===== generic cards grid ===== */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);padding:26px;box-shadow:var(--sh-sm);transition:transform .22s,box-shadow .22s}
.card:hover{transform:translateY(-4px);box-shadow:var(--sh-lg)}
.icon-chip{width:48px;height:48px;border-radius:14px;display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.icon-chip svg{width:24px;height:24px}
.icon-chip--danger{background:var(--danger-bg);color:var(--danger)}
.icon-chip--navy{background:#eaf1fb;color:var(--navy-2)}
.icon-chip--teal{background:var(--teal-l);color:var(--teal-d)}
.card--risk .risk__amount{color:var(--danger);font-weight:700;font-size:27px;letter-spacing:-.02em;margin-bottom:6px}
.card--risk .risk__label{font-weight:500;font-size:16px}
.card--risk .risk__art{font-size:13px;color:var(--muted);margin-top:8px}

/* ===== whom list ===== */
.whom-list{max-width:780px;list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr 1fr;gap:14px 26px}
.whom-list li{position:relative;padding-left:34px;font-size:16.5px}
.whom-list li::before{content:"";position:absolute;left:0;top:1px;width:22px;height:22px;border-radius:50%;background:var(--teal-l);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%230c7e76' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:center}

/* ===== quiz ===== */
.quiz{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-xl);padding:38px;max-width:780px;box-shadow:var(--sh-lg)}
.quiz__bar{height:8px;background:#eef2f9;border-radius:99px;overflow:hidden;margin-bottom:24px}
.quiz__bar>i{display:block;height:100%;width:0;background:linear-gradient(90deg,var(--teal),#1ec6ba);border-radius:99px;transition:width .35s ease}
.quiz__step{color:var(--muted);font-size:14px;font-weight:500;margin-bottom:10px}
.quiz__q{font-size:23px;font-weight:700;letter-spacing:-.01em;margin-bottom:20px}
.opt{display:flex;align-items:center;gap:12px;width:100%;text-align:left;border:1.5px solid var(--line);background:var(--surface);border-radius:var(--r);padding:15px 18px;margin:10px 0;cursor:pointer;font-size:16px;color:var(--ink);font-family:inherit;transition:.15s}
.opt:hover{border-color:#bcd0ec;background:#f7faff;transform:translateX(2px)}
.opt.sel{border-color:var(--teal);background:var(--teal-l);color:var(--teal-d);font-weight:600;box-shadow:0 0 0 3px rgba(18,168,158,.12)}
.quiz__nav{display:flex;justify-content:space-between;margin-top:22px}
.result{background:linear-gradient(180deg,#ecfaf7,#f4fcfa);border:1px solid #c7eae4;border-radius:var(--r-lg);padding:26px}
.result.is-stop{background:linear-gradient(180deg,#fff7e9,#fffdf8);border-color:#f1ddae}
.result__eyebrow{font-size:13px;color:var(--teal-d);font-weight:600;text-transform:uppercase;letter-spacing:.04em}
.result.is-stop .result__eyebrow{color:#9a6300}
.result__pkg{font-size:22px;font-weight:700;margin:4px 0 10px}
.result__price{display:flex;align-items:baseline;gap:14px;flex-wrap:wrap}
.result__price b{font-size:34px;color:var(--teal-d);font-weight:700;letter-spacing:-.02em}
.result.is-stop .result__price b{color:#9a6300}
.result__hint{color:var(--muted);font-size:14px}
.result__urgent{font-size:14px;color:var(--muted);margin-top:10px}
.found{margin-top:20px;border-top:1px solid var(--line);padding-top:16px}
.found__t{font-weight:600;font-size:14px;margin-bottom:10px}
.found__i{font-size:15px;margin:7px 0;display:flex;gap:9px;align-items:flex-start}
.found__i .dot{display:inline-flex;align-items:center;justify-content:center;flex:0 0 auto;width:20px;height:20px;border-radius:50%;background:var(--danger-bg);color:var(--danger);font-weight:700;font-size:13px}
.lead{margin-top:22px;border-top:1px solid var(--line);padding-top:22px}
.lead__t{font-weight:700;font-size:18px;margin-bottom:14px}
.field{margin-bottom:13px}
.field input{width:100%;border:1.5px solid var(--line);border-radius:var(--r);padding:13px 16px;font-size:16px;font-family:inherit;transition:.15s;background:#fcfdff}
.field input:focus{outline:none;border-color:var(--teal);box-shadow:0 0 0 3px rgba(18,168,158,.14)}
.consent{display:flex;gap:11px;align-items:flex-start;font-size:14px;color:var(--muted);margin:8px 0 16px}
.consent input{margin-top:3px;width:18px;height:18px;flex:0 0 auto;accent-color:var(--teal)}
.hp{position:absolute;left:-9999px}
.lead__ok{background:linear-gradient(180deg,#ecfaf7,#f4fcfa);border:1px solid #c7eae4;border-radius:var(--r);padding:22px;font-weight:500}

/* ===== steps ===== */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.step{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);padding:26px;position:relative;box-shadow:var(--sh-sm);transition:transform .22s,box-shadow .22s}
.step:hover{transform:translateY(-4px);box-shadow:var(--sh-lg)}
.step__num{position:absolute;top:18px;right:20px;color:#dde6f3;font-weight:700;font-size:30px;letter-spacing:-.02em}
.step__icon{width:50px;height:50px;border-radius:14px;background:linear-gradient(180deg,#eef4fc,#e3edfa);color:var(--navy-2);display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.step__title{font-weight:600;font-size:17px;margin-bottom:5px}
.step__desc{color:var(--muted);font-size:14.5px}

/* ===== pricing ===== */
.price-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;align-items:stretch}
.pcard{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);padding:30px;display:flex;flex-direction:column;box-shadow:var(--sh-sm);transition:transform .22s,box-shadow .22s}
.pcard:hover{transform:translateY(-5px);box-shadow:var(--sh-lg)}
.pcard--featured{border:none;background:linear-gradient(180deg,#103a78,#0a274f);color:#fff;box-shadow:var(--sh-lg);transform:translateY(-8px)}
.pcard--featured:hover{transform:translateY(-12px)}
.pcard--featured .pcard__name,.pcard--featured .pcard__price{color:#fff}
.pcard--featured .pcard__list li{color:#dde7f5}
.pcard--featured .pcard__list li::before{color:#3fe0d2}
.pcard__badge{align-self:flex-start;background:var(--teal);color:#fff;font-size:12px;font-weight:600;letter-spacing:.03em;text-transform:uppercase;padding:6px 14px;border-radius:var(--r-pill);margin-bottom:14px}
.pcard__name{font-weight:600;font-size:19px;color:var(--muted)}
.pcard__price{font-size:34px;font-weight:700;letter-spacing:-.02em;margin:6px 0 18px}
.pcard__list{list-style:none;padding:0;margin:0 0 22px;flex:1}
.pcard__list li{display:flex;gap:10px;align-items:flex-start;font-size:15.5px;color:var(--ink);margin:11px 0;line-height:1.45}
.pcard__list li::before{content:"✓";color:var(--teal);font-weight:700;flex:0 0 auto}
.price-note{color:var(--muted);font-size:14.5px;margin-top:22px;max-width:900px}

/* ===== faq ===== */
.faq{max-width:820px}
.faq__item{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);margin-bottom:12px;padding:2px 22px;box-shadow:var(--sh-sm);transition:box-shadow .2s}
.faq__item[open]{box-shadow:var(--sh-md)}
.faq__item summary{cursor:pointer;font-weight:600;font-size:16.5px;padding:18px 0;list-style:none;display:flex;justify-content:space-between;gap:16px;align-items:center}
.faq__item summary::-webkit-details-marker{display:none}
.faq__item summary::after{content:"+";color:var(--teal-d);font-weight:400;font-size:26px;line-height:1;transition:transform .2s}
.faq__item[open] summary::after{content:"–"}
.faq__item p{color:var(--muted);padding:0 0 18px;font-size:15.5px}

/* ===== footer ===== */
.ftr{background:linear-gradient(180deg,#0c2f63,#071f44);color:#c8d6ee;padding:52px 0 40px;margin-top:24px}
.ftr__inner{display:flex;flex-wrap:wrap;gap:20px;justify-content:space-between;align-items:center}
.ftr a{color:#c8d6ee}
.ftr a:hover{color:#fff}
.ftr__links{display:flex;gap:22px;flex-wrap:wrap;font-size:15px}
.ftr__legal{color:#8aa1c6;font-size:13px;width:100%;border-top:1px solid rgba(255,255,255,.1);padding-top:20px;margin-top:10px;line-height:1.7}
.ftr__pay{margin-top:28px}
.ftr__pay-label{display:block;color:#8aa1c6;font-size:13px;font-weight:500;margin-bottom:12px}
.ftr__pay-icons{line-height:0}
.payi{display:inline-block;vertical-align:middle;height:24px;max-width:none;margin:5px 20px 5px 0;color:#cdd9ef;opacity:.9;transition:opacity .2s,color .2s}
.payi:hover{opacity:1;color:#fff}

/* ===== cookie ===== */
.cookie{position:fixed;left:16px;right:16px;bottom:16px;z-index:60;max-width:740px;margin:0 auto;background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--sh-lg);padding:18px 20px;display:none;gap:16px;align-items:center;flex-wrap:wrap}
.cookie.show{display:flex;animation:cookieUp .4s cubic-bezier(.2,.7,.3,1)}
@keyframes cookieUp{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:none}}
.cookie__text{flex:1;min-width:240px;font-size:14.5px;color:var(--muted)}
.cookie__btns{display:flex;gap:10px}

/* ===== reveal animation ===== */
.reveal{opacity:0;transform:translateY(20px);transition:opacity .6s ease,transform .6s cubic-bezier(.2,.7,.3,1)}
.reveal.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}}

/* ===== legal pages ===== */
.legal{max-width:820px;margin:0 auto;padding:44px 0}
.legal h1{font-size:clamp(26px,3.4vw,34px);margin-bottom:8px}
.legal h2{font-size:20px;margin:30px 0 10px}
.legal p,.legal li{color:var(--ink);font-size:16.5px}
.legal ul{padding-left:20px}
.legal .upd{color:var(--muted);font-size:14px;margin-bottom:20px}
.legal .draft{background:#fff7e9;border:1px solid #f1ddae;color:#9a6300;border-radius:var(--r);padding:12px 16px;font-size:14px;margin:0 0 24px}
.legal a.back{display:inline-block;margin-top:28px;font-weight:500}

/* ===== responsive ===== */
@media(max-width:920px){
  .hero__inner{grid-template-columns:1fr;text-align:center}
  .hero__art{order:-1}
  .hero__art svg{max-width:330px}
  .hero__cta,.hero__badges{justify-content:center}
  .hero__sub{margin-left:auto;margin-right:auto}
  .cards,.steps,.price-cards{grid-template-columns:1fr}
  .whom-list{grid-template-columns:1fr}
  .pcard--featured,.pcard--featured:hover{transform:none}
  .hdr__nav{display:none}
  .sec{padding:52px 0}
  .quiz{padding:26px}
}

/* ===== blog / articles ===== */
.article-wrap{max-width:820px;padding:32px 0 8px}
.crumbs{font-size:13.5px;color:var(--muted);margin-bottom:18px}
.crumbs a{color:var(--navy-2)}
.crumbs span{color:var(--muted)}
.article h1{font-size:clamp(27px,3.6vw,38px);line-height:1.15;margin-bottom:12px}
.article__meta{color:var(--muted);font-size:13.5px;border-bottom:1px solid var(--line);padding-bottom:18px;margin-bottom:24px}
.tldr{background:var(--teal-l);border:1px solid #bfeee8;border-left:4px solid var(--teal);border-radius:var(--r);padding:16px 20px;margin:0 0 28px}
.tldr__l{display:inline-block;font-weight:700;color:var(--teal-d);font-size:12px;letter-spacing:.06em;text-transform:uppercase;margin-bottom:6px}
.tldr p{margin:0;font-size:17px;color:var(--ink)}
.article h2{font-size:clamp(21px,2.6vw,26px);margin:38px 0 14px;letter-spacing:-.01em}
.article h3{font-size:19px;margin:26px 0 10px;color:var(--navy)}
.article h4{font-size:16.5px;margin:20px 0 8px;color:var(--navy)}
.article p{color:var(--ink);font-size:17px;line-height:1.7;margin:0 0 16px}
.article ul,.article ol{padding-left:22px;margin:0 0 18px}
.article li{font-size:17px;line-height:1.7;margin-bottom:8px;color:var(--ink)}
.article a{color:var(--navy-2);text-decoration:underline;text-underline-offset:2px;text-decoration-color:#b9cdec}
.article a:hover{color:var(--navy);text-decoration-color:var(--navy)}
.article code{background:#eef3fb;border:1px solid var(--line);border-radius:6px;padding:1px 6px;font-size:14px}
.tbl-wrap{overflow-x:auto;margin:0 0 22px;border:1px solid var(--line);border-radius:var(--r)}
.article table{border-collapse:collapse;width:100%;font-size:15px;min-width:480px}
.article th{background:var(--navy);color:#fff;text-align:left;padding:11px 14px;font-weight:600}
.article td{padding:10px 14px;border-top:1px solid var(--line);color:var(--ink);vertical-align:top}
.article tbody tr:nth-child(even){background:#f7faff}
.howto{counter-reset:ho;list-style:none;padding-left:0;margin:0 0 22px}
.howto li{position:relative;padding:4px 0 16px 46px;margin:0;font-size:17px;line-height:1.7;color:var(--ink)}
.howto li::before{counter-increment:ho;content:counter(ho);position:absolute;left:0;top:2px;width:30px;height:30px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center;font-size:15px}
.takeaways{background:#f3f7fd;border:1px solid var(--line);border-radius:var(--r-lg);padding:8px 24px 20px;margin:30px 0}
.takeaways h2{font-size:19px;margin:18px 0 10px}
.takeaways ul{padding-left:20px;margin:0}
.cta-block{background:linear-gradient(180deg,#0c2f63,#071f44);color:#fff;border-radius:var(--r-lg);padding:30px 28px;margin:34px 0;text-align:center}
.cta-block h2{color:#fff;font-size:clamp(20px,2.4vw,25px);margin:0 0 8px}
.cta-block p{color:#c8d6ee;margin:0 0 18px;font-size:16.5px}
.cta-block__btns{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.cta-block .btn{text-decoration:none}
.cta-block .btn--primary{color:#fff}
.cta-block .btn--ghost{color:var(--navy)}
.faq-sec{margin:34px 0}
.faq-sec h2{margin-bottom:16px}
.related{margin:30px 0;border-top:1px solid var(--line);padding-top:22px}
.related h2{font-size:20px;margin-bottom:12px}
.related ul{list-style:none;padding:0;margin:0}
.related li{margin-bottom:10px}
.related a{color:var(--navy-2);font-weight:500;font-size:16.5px}
.disclaimer{color:var(--muted);font-size:13.5px;font-style:italic;border-top:1px solid var(--line);padding-top:18px;margin-top:8px}
.blog-hero{padding:14px 0 10px}
.blog-hero h1{font-size:clamp(28px,4vw,40px);margin-bottom:12px}
.blog-hero p{color:var(--muted);font-size:18px;max-width:680px}
.blog-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:26px 0 8px}
.blog-card{display:flex;flex-direction:column;background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);padding:22px 22px 18px;box-shadow:var(--sh-sm);transition:transform .2s,box-shadow .2s,border-color .2s}
.blog-card:hover{transform:translateY(-3px);box-shadow:var(--sh-md);border-color:#d4deec}
.blog-card h2{font-size:18.5px;line-height:1.25;margin:0 0 8px;color:var(--navy)}
.blog-card p{color:var(--muted);font-size:14.5px;line-height:1.55;margin:0 0 14px;flex:1}
.blog-card__more{color:var(--teal-d);font-weight:600;font-size:14.5px}
@media(max-width:720px){.blog-grid{grid-template-columns:1fr}.article table{min-width:420px}}